There is a correlation between financial aid and the steep rise in college costs. The more federal aid, the higher the cost to attend. Look it up.
There is a similar problem with health care. Why do we need health insurance? Because the costs are so high. The government has tried for years to manage healthcare. The result is excessive costs. Very few can afford the costs of healthcare. A mere doctor visit cost hundreds of dollars. Prescription costs are outrageous. The ACA or now ObamaCare Lite are attempts to fix the symptoms, not the problem.
We need to reduce the costs of health care, not make sure people can afford insurance to pay for it. When Medicare pays $30 for a procedure that costs $100 that means you or I will have to pay $170 to have the same care.
The real question is why that procedure costs $100. How many tests and unnecessary work is done because after the fact some lawyer is going to go back and ask why a very expensive test wasn't done that might have discovered that case of lung rabies that killed poor Jane, when there were no symptoms or indications she had anything more than a simple cold. "He should have known". Too much cost is added to medical care in "cover your ass" testing. Prescription drug costs are sky high because ten years after a drug is released and approved by the FDA three people had an adverse reaction out of millions who received the benefits as advertised. Boom. There is a class action lawsuit and someone has to pay those lawyers. And why isn't the FDA ever a defendant? They approved the drug. Do you want to reduce health costs? Tort reform is a good place to start.
Open up medicine to the free market. Let doctors advertise and compete just like the ambulance chaser lawyers out there. "I'm Dr. Barry 'The Knife' McLean and I can get you that appendectomy for just $40". Why not?
Let people choose the level of insurance coverage they want. Why is the Federal Government deciding what should be covered? Why should my wife and I be forced to pay for pregnancy coverage? Why should you be required to get hair transplant coverage? That is like telling me I must buy a round of martinis when I go out for a burger. What if I only want tea?
Maybe you want better prescription drug coverage. Maybe my neighbor only needs coverage for catastrophic emergencies. Why should the Feds decide those questions? We all make choices and live with them.
I could live with the Government creating a high risk pool or covering those who are uninsurable. I get that Anthem does not want to take on the risk of Tony down the street who has had a couple of heart attacks. Like most Americans I am for offering a helping hand.
Government is using a sledgehammer to fix a loose watch gear.