2013 and 2014 is the year of sticker shock for those who have private insurance coverage. In 2014 Obamacare's built-in cost increases and cancellations will hit many of those who have employer-offered health insurance, particularly those who work at small businesses or companies.
"If you like your plan, you can keep it" will enter the list of legendary lies, right up there with " the check is in the mail" and "I won't cum in your mouth".
In 2018 those who have really good insurance and were lucky enough to keep it, like the Public Sector Unions and Auto workers, will be affected in another way. ObamaCare dictated minimum standards in its first phase. It penalizes if your coverage exceeds a maximum standard later. In other words, if your deductible is too low, or your out-of-pocket is minimal, or you have really, really good insurance, you have to pay a fine. This is the penalty on "Cadillac Coverage".
We are all required to have the same crappy insurance, or else. But ObamaCare is not socialized medicine, no way, no how. Remember, the Democrat Party is 100% responsible for this mess. No one else, only Democrats. They passed it, now you are finding out what is in it. BOHICA America.